
Caliper Finance is a nationwide commercial finance brokerage specializing in invoice factoring for owner-operator truckers and construction subcontractors.
We started because we saw a clear gap: the hardest-working businesses in America — the ones keeping goods moving and buildings rising — were being left behind by traditional banks. Banks want collateral, tax returns, and two years of clean financials. Truckers and subcontractors have invoices and a work ethic. That should be enough.
We bridge that gap. We match our clients with the right factoring partners, handle the paperwork, and make sure cash is in their account funding as fast as 24 hours for qualified invoices. We are not a bank. We are a precision instrument for getting you paid.
We underwrite every deal with the same precision a caliper measures a part. No guesswork. No surprises.
Every hour you wait to get paid is an hour you can't take the next load or the next job. We move fast.
We tell you the fee upfront. We explain every step of the process. No hidden charges. No fine print traps.
We know what an MC number is. We know what retainage means. We speak your language because we built this for you.
Average time to fund
Max advance rate
Minimum invoice size
Long-term contracts required